BUY NOW, PAY LATER with PAYBRIGHT

Real-Time Decision

Applying for a PayBright payment plan is quick and easy—simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time

Easy Payments

Enjoy the convenience of automatic payments with no hidden costs and no surprises. You'll see your payment amount before you confirm your payment plan, so you'll know exactly what you owe upfront.

1. What's a Pay in 4 Plan?

This pay later solution allows you to break up the cost of your purchase into 4 equal bi-weekly payments. All you'll need is a credit card. No interest, no fees, no credit check!

2. Can I make an extra payment?

Absolutely! PayBright payment plans are repayable in full or in part at any time, with no penalty. Every penny from your extra payment goes directly toward the principal loan balance. This means that you'll pay less interest overall (if applicable) and may even pay off your loan early.

Extra payments won't lower your monthly payments, but they can reduce the term of your loan, your final payment, or both.

To schedule extra payments or a full balance payoff, please log into your PayBright Portal and select the loan you want to pay off. You will have the option to either make a partial prepayment or payoff your agreement in full.

3. What method of payment does PayBright accept?

The methods of payment available to make your automatic PayBright payments are determined by the retailer.

Here are the options for setting up your automatic payments:

Pre-authorized debit transactions where you connect to your online bank account
Credit Card (Visa or Mastercard)

Available payment methods may vary depending on the payment plan selected.

For more information, visit the PayBright Help Centre or contact PayBright.

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